IponWise
Expense Tracker
A simple expense tracker for OFWs. Add an expense in three taps, see what's safe to spend today, save for what matters and track the money you send home.
Features
Everything you need, nothing you don’t.
Three-tap entry
Tap a category, type the amount, save. The keypad even does math, so splitting a bill is easy.
Safe to spend today
Set a monthly budget once and IponWise splits what’s left over the days to go.
Padala tracker
Optional for OFWs: log money sent home, see the rate you really got and follow a monthly target.
Budgets and goals
Category budgets with a heads-up at 80%, and savings goals for a house, school fees or a trip home.
Stats and subscriptions
Spending by category and month, plus reminders two days before a subscription renews.
Private by design
No account, no ads, works offline. Your data stays on your phone. Read the privacy policy.
A look inside
Simple screens. Big numbers.




FAQ
Questions
When is IponWise available?
IponWise is coming soon to Google Play and the App Store.
Is IponWise free?
Yes. Everything in the app is free, with no ads and no subscription.
What does “IponWise” mean?
“Ipon” (ee-pon) is the Filipino word for saving. IponWise means being wise with your money: know where it goes, so more of it stays with you.
Who makes IponWise?
IponWise is designed, built and published by AppWave Studio.
How do I report a bug or suggest a feature?
Email support@appwavestudio.com — we read every message.
IponWise is coming soon
Android and iOS versions are on the way. Get in touch if you'd like to hear when it launches.