IponWise app icon

IponWise
Expense Tracker

A simple expense tracker for OFWs. Add an expense in three taps, see what's safe to spend today, save for what matters and track the money you send home.

Google PlayComing soon iOS · App StoreComing soon

Visit iponwise.com →

Features

Everything you need, nothing you don’t.

Three-tap entry

Tap a category, type the amount, save. The keypad even does math, so splitting a bill is easy.

Safe to spend today

Set a monthly budget once and IponWise splits what’s left over the days to go.

Padala tracker

Optional for OFWs: log money sent home, see the rate you really got and follow a monthly target.

Budgets and goals

Category budgets with a heads-up at 80%, and savings goals for a house, school fees or a trip home.

Stats and subscriptions

Spending by category and month, plus reminders two days before a subscription renews.

Private by design

No account, no ads, works offline. Your data stays on your phone. Read the privacy policy.

A look inside

Simple screens. Big numbers.

Today screen: safe to spend today in dirhams with the amount in pesos under it, and category buttons
TodaySafe to spend, in AED and ₱
New expense screen with a category picked and a keypad with math keys
New expenseCategory, amount, save
Padala screen: money sent home this month and today's exchange rate
PadalaMoney sent home
Me screen with goals and budgets, subscriptions, categories and currency settings
MeGoals, budgets, settings

FAQ

Questions

When is IponWise available?

IponWise is coming soon to Google Play and the App Store.

Is IponWise free?

Yes. Everything in the app is free, with no ads and no subscription.

What does “IponWise” mean?

“Ipon” (ee-pon) is the Filipino word for saving. IponWise means being wise with your money: know where it goes, so more of it stays with you.

Who makes IponWise?

IponWise is designed, built and published by AppWave Studio.

How do I report a bug or suggest a feature?

Email support@appwavestudio.com — we read every message.

IponWise is coming soon

Android and iOS versions are on the way. Get in touch if you'd like to hear when it launches.